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Each credit repair service that we’ve taken on has been completed in a thorough and detailed manner so that we can truly help our clients achieve their financial goals. We encourage you to visit our Google Business page reviews and see what so many of our previous clients have written about us and the services that we provide!

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AFS Credit Restoration
Average rating:  
 12 reviews
by Kenneth C. Emmerich on AFS Credit Restoration
No More Guessing Games With My Score

My sister told me about this credit counseling company when I mentioned I was struggling to understand my FICO score. They were patient and explained how my utilization was affecting everything. I'm already seeing my numbers climb after following their advice for just one quarter. Truly helpful stuff.

by Maria L. Washington on AFS Credit Restoration
Saved My Business Loan

When I tried to get a line of credit for new equipment, my bank turned me down because of some old issues on my professional profile. I hired this team for business credit repair, and they were incredibly thorough. Within a few months, my score improved enough to finally qualify for the loan. This made a huge difference for my shop.

by Christopher M. Belanger on AFS Credit Restoration
Helping Me Get Back on Track

I was drowning in credit card debt after my car broke down last year and didn't know how to start paying it off without ruining my life. A friend suggested I look into credit counseling to get a handle on my budget. They sat down with me and actually helped me organize my monthly payments. It's been a slow process, but for the first time in years, my balances are actually going down. I'm finally breathing a little easier.

by Jim T. Tremper on AFS Credit Restoration
Finally Seeing Some Progress on My Mortgage App

After years of renting, I finally felt ready to buy a home, but my application got flagged for a mistake on my report regarding an old medical bill I'd already paid. I reached out for a credit repair service to help me navigate the dispute process. It took about two months of back-and-forth, but they successfully cleared the error. I just got pre-approved yesterday, and I couldn't be more relieved.

by Marion J. Glowacki on AFS Credit Restoration
Fixed My Identity Theft Mess

Someone opened three store cards in my name last summer, and it was a total nightmare trying to fix the damage myself. I kept getting the runaround from the bureaus. I eventually gave up and hired a credit restoration service to deal with the mess. They handled all the tedious phone calls and legal letters that I just didn't have the patience or time for. It took a while, but my report is finally clean again. I would definitely recommend them if you're dealing with fraud and feel like you're stuck in circles.

by Mary F. Bridge on AFS Credit Restoration
Cleaned Up Years of Neglect on My Credit Report

I hired a credit restoration service after my divorce left my credit in terrible shape. They went through each item carefully, disputed the inaccuracies, and guided me through rebuilding with proper credit restoration steps. Six months later, my score looks better than it has in nearly a decade. It's been a long road, but this team made it manageable — and gave me a fresh start.

by Jerry G. Torres on AFS Credit Restoration
Went From Denied to Approved in Three Months

After getting denied for a car loan, I finally reached out to a credit repair service. They looked through my reports, found old errors, and walked me through the whole credit repair process. They disputed items I didn't even know were hurting my score. Three months later, my credit jumped over 100 points — and I drove home the car I'd been wanting. Honestly, I wish I had done this sooner.

by Thomas H. Skeens on AFS Credit Restoration
Stopped the Cycle Before It Got Worse

I turned to credit counseling when my credit card debt started spiraling. The counselor reviewed my spending, helped me set up a realistic budget, and even called a few companies to negotiate lower payments for me. The credit counseling process made everything feel less overwhelming. I finally feel in control again instead of just guessing my way through bills.

by Lucinda J. Ketchum on AFS Credit Restoration
Helped My Small Business Get Funding

My small business kept getting turned down for equipment financing, so I looked into business credit repair. They reviewed both my personal and business credit files and showed me inaccuracies and outdated information that lenders didn't like. After going through structured credit restoration steps and cleaning up my file, we finally secured the funding we needed. My only regret? Not doing it before losing out on two contracts.

by Christine D. Ivey on AFS Credit Restoration
Finally Understood What Was Holding Me Back

I joined a credit counseling company after years of confusion about my credit score. They broke everything down in simple terms — how utilization works, how late payments affect me, and even how to rebuild slowly with the right moves. Their mix of credit counseling and basic credit repair tips helped me fix mistakes I didn't realize were long overdue. I walked away with a plan and actual confidence.

by Margaret Baumer on AFS Credit Restoration
Great Company

I've tried other credit repair companies and the results have been disappointing. Matt at AFS immediately gained my trust by being non-judgmental and positive. My credit scores have risen substantially in a very short period of time. I'm sold!

by Brandon Weathers on AFS Credit Restoration
Great Credit Services

I was able to really restore my credit score with the help of these business credit counseling professionals! I got right back on track and really appreciated all of their help! It was incredible to see how they were so focused on me and my situation. All of my goals were met and I couldn't have done it without them! 

Services List

  • Credit Repair
  • Credit Restoration
  • Credit Counseling
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